Your 90-Day Homebuyer Action Plan
The week-by-week workbook that takes you from “someday” to pre-approved in 90 days — even if you’re starting from zero.
Manuel Angeles — licensed mortgage broker since 2015
Tired of Wondering “Where Do I Even Start?”
Most buyers waste months Googling conflicting advice. Meanwhile, rates move, prices climb, and the home they wanted gets sold to someone who was prepared.
- You don’t know your numbers — and you’re afraid a lender will embarrass you.
- Your credit isn’t perfect — and you have no idea how much it’s costing you.
- Every article says something different — FHA? Conventional? How much down? Nobody gives you a straight answer.
- You’re scared of hidden fees — junk charges, overpriced rates, and lender games you can’t spot.
The 90-Day Homebuyer Action Plan cuts through all of it — with a clear, week-by-week checklist built by a mortgage broker who does this every day.
Your 90 Days, Mapped Out
No fluff. No theory. Just the exact sequence — week by week.
Know Your Numbers
Pull your credit, calculate your DTI, and see exactly where you stand — with targets for each number.
Boost Your Buying Power
Rapid credit improvements, down payment strategies, and assistance programs most buyers miss.
Pick Your Loan
FHA vs. conventional vs. VA — decoded in plain English so you choose right the first time.
Get Pre-Approved
The document checklist, what underwriters actually check, and how to avoid delays.
Shop & Offer Smart
Negotiation scripts and offer strategies so you don’t overpay in a competitive market.
Close With Confidence
Final walkthrough, closing disclosure review, and funding — no last-minute surprises.
Get The Complete Action Plan
Everything you need to go from “someday” to holding keys — in one workbook.
The 90-Day Homebuyer Action Plan
Start With the Full Picture — Every lesson, worksheet, and checklist in the 90-Day Homebuyer Action Plan is listed on this page before you buy — what each module covers, what you will build, and the order to work through it. Read the full curriculum, and if you have a question about whether the Plan fits your situation, email us first and we will answer it directly.
Common Questions
Everything you’re wondering, answered.
Is $17 really the full price?
I’m not ready to buy for a year. Is this still useful?
What format is the plan?
What if I’ve already talked to a lender?
How do I get it?
Your Keys Are 90 Days Away.
Stop wondering where to start. Get the week-by-week plan that takes you from “someday” to pre-approved — for less than a pizza.
Get The $17 Action Plan →Education Only Disclosure: The Real Estate Lender (TREL) and The Real Estate Lender Academy are private education and training programs offered by Manuel Angeles. TREL is not a college, university, or school, is not accredited by any accrediting agency, and does not award degrees, diplomas, or academic credit. Any certificate provided is a certificate of completion of a private training program only; it is not a professional license or credential and does not qualify the holder for any license. TREL is not an education provider approved by the Nationwide Multistate Licensing System (NMLS) or the California Department of Real Estate (DRE), and TREL courses do not satisfy, and will not be reported as, NMLS or California DRE pre-licensing or continuing education — unless a specific course or module is expressly identified in writing, before enrollment, as NMLS- or DRE-approved for that specific purpose. No guarantee or promise is made or implied regarding income, earnings, employment, job placement, loan approval, funding, investment returns, or business success. Examples shown are for educational illustration only. Individual results vary and depend on effort, experience, qualifications, and market conditions.